Bad Day Revisted

The insurance company rang me up to tell me that they are finding the other driver at fault and will be waiving the excess - common sense prevails! I found out that $2600 worth of damage had be done. I suspect that is the reason why they have changed their tune. If it was only $400, I suspect they might of just hit me with the $600 excess and pocket the difference. The police are not of any help - they say it is a minor accident and that it is up to the insurance company to determine who is at fault.